- 4615 Walzem Rd, #200
- San Antonio, TX 78218
- 844-700-3667
- 8 AM to 5 PM CST
- Monday - Friday
Level-funding made easy- with SimpleQuote your groups premium is split between premium and funding accounts. Level-funding is a great way for clients to start self-funding without the additional risk of a traditional plan. Compete with fully-insured carriers, while gaining all of the benefits of being self-funded, such as claims reporting, tax savings, and plan diversity.
Specific coverage to protect clients from large claims incurred by a covered individual. Aggregate coverage to protect the group from a catastrophic claim year.
A worry free renewal without the fear of an expensive Laser.
Seek accommodation on an advanced basis to include paid or processed claims easing cash flow issues in the event of high costs.
File reimbursements for large claimants at any time during the policy period without funding the total claim.
Feel confident that your client will be able to protect themselves from large loss years.
Three month or Six month Terminal Liability options allow a client to feel safe when choosing to try out self-funding.
Historically, government contractors are priced incorrectly due to the SIC codes (Standard Industrial Classification) involved. Blue-collar industries often carry higher risk factors in a rating manual. TPA's use a model which greatly reduces the risk of the carrier.
Stonewater utilizes the historical experience of TPA’s block of business to rate groups accurately depending on the plan selections and group demographics. No other MGU is positioned to accurately set rates for clients based on group make-up (full-time vs part-time) and demographics.
For groups under 150 lives, Stonewater offers a level-funded product coined SimpleQuote©. This product is aggregate only with a premium and attachment factor sold as a fully insured equivalent rate. For larger clients, Stonewater provides contractors with traditional specific and aggregate stop-loss contracts.
Simplified Stop-Loss Solutions